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Loan Agreement — Nigeria

Governing law referenceCompanies and Allied Matters Act 2020 and common law duty of confidence
Local enforcement bodyCorporate Affairs Commission (CAC) / Federal High Court
Average legal fee range₦15,000–₦50,000/hrpending legal review
Compliance requirementShould clearly state the interest rate, repayment schedule, and default consequences, and comply with local usury limits.
Penalty for violationInterest rates exceeding a jurisdiction's usury cap can render the excess interest unenforceable or void the loan.pending legal review
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