Loan Agreement — Japan
LexiForm Japan Legal Review Team
Reviews and maintains Japan document templates and jurisdiction data for accuracy against current statute text.
Last reviewed 2026-06-01
| Governing law reference | Unfair Competition Prevention Act (Act No. 47 of 1993) |
| Local enforcement body | Ministry of Economy, Trade and Industry (METI) / civil and criminal courts |
| Average legal fee range | ¥30,000–¥80,000/hrpending legal review |
| Compliance requirement | Should clearly state the interest rate, repayment schedule, and default consequences, and comply with local usury limits. |
| Penalty for violation | Interest rates exceeding a jurisdiction's usury cap can render the excess interest unenforceable or void the loan.pending legal review |
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